Feel Secure with Insurance That Truly Cares
I’m Larisa Belikova, an independent insurance broker in Canada. I compare leading insurers to tailor coverage for your home, auto, life, and business—so you feel protected at every step.
Protection You Can Count On
Customer satisfaction rate
Families protected
Industry experience
Insurance, Built on Trust. Service, Driven by Care
I’m more than an insurance broker—I’m your advocate. From your first quote through renewals and claims, I make complex coverage simple and stand with you when it matters most. My promise: honest advice, strong protection, and human service.
From First Step to Full Protection
As your independent broker, I make insurance simple—from your first quote to claims support. Here’s how we’ll work together.
Start with a short form or a quick call. Tell me about your home, auto, life, or business needs and what matters most to you.
I’ll show side-by-side quotes from multiple Canadian insurers, explain the differences in price, limits, deductibles, and key endorsements, and point out available discounts. Clear recommendations in plain language—no hidden fees, no jargon
Once your policy is in place, I don’t disappear. I review your coverage at renewal, re-shop the market when it can save you money, and update details as your life changes. If a claim happens, I’m your first call—I’ll help file it, speak with the adjuster, and keep you informed until it’s resolved.
Insurance Solutions That Match Your Needs
We offer a wide range of insurance solutions to match every stage of life. Explore your options below and see how we can help you feel secure, supported, and prepared.
What Clients Say
These reviews reflect the care, protection, and peace of mind Larisa delivers every day
Last summer my family had two incidents. I cut my finger, which required surgery, and my son had a knee fracture. We reached out to Larisa, and she helped us with the paperwork for both incidents. The amount given to us was substantial and greatly aided in our rehabilitation. We are very grateful to Larisa. She explains everything and is very helpful. Larisa, thank you very much!!!!!!
Mother of two
When my husband and I first arrived in Calgary a year and a half ago, we were very worried about our future, since we are no longer young. Fortunately, we met Larisa. She gave us recommendations taking into account all our requirements and capabilities! And because we hope that nothing like this will happen, knowing that we are insured really gives us confidence and peace of mind!!
Small business owner
My husband broke his arm, which resulted in four weeks without income from work. A month later, I broke my leg and was at home for two months. The insurance company paid out the money, thus providing us with financial support, which was a pleasant bonus in the situation. “Thank you, Larisa for meeting with us and arranging the insurance! We can never predict what might happen, so it’s better to be be protected and prepared.
teacher
When our car was in an accident, Larisa was there. She guided us through the claim, followed up with the adjuster, and made sure we were taken care of!
Painter
Larisa made insurance simple for our family. She compared options from several top insurers, explained what actually matters in plain language, and built a home + auto package that fits our budget without cutting coverage. A month later we had a small claim; Larisa handled the paperwork and kept us updated until it was paid. That support is priceless
Larisa reviewed my contracts, added the right endorsements and tools coverage, and set up fast certificates of insurance for job sites. At renewal she re-marketed my policy and improved terms while keeping costs in check. I finally feel protected and not overpaying
Contractor
Tailored Insurance Packages for Every Stage of Life
Our insurance plans are designed to provide peace of mind at every step. Explore the right coverage for your needs.
Insurance Coverage That Fits Your Journey
Life insurance provides a financial safety net for the people you love when the unexpected happens. The tax-free benefit can help pay the mortgage, clear credit cards and other debts, cover day-to-day living and child-care costs, fund your children’s education, offset taxes, and create a legacy for your family.
Group Benefits That Care for Your Team
Group insurance offers collective coverage for employees or members, providing benefits such as health, life, and disability insurance.
Care and Coverage for Every Stage
Health insurance provides financial coverage for medical expenses, including doctor visits, hospital stays, and prescription medications. It ensures access to necessary healthcare services while protecting against high medical costs.
Smart Travel Insurance for Every Trip
Travel insurance provides essential coverage for trip cancellations, medical emergencies, lost luggage, and travel delays, ensuring financial protection against unexpected disruptions.
Got Questions? We’ve Got Answers
We understand insurance can feel complex — that’s why we’ve answered some of the most common questions to help you feel confident and informed.
Term life insurance provides coverage for a specific period (e.g., 10, 20, or 30 years) and pays out a death benefit if the insured person dies during the term. Whole life insurance, on the other hand, offers lifetime coverage and includes an investment component that builds cash value over time.
Stocks represent ownership shares in a company and entitle the shareholder to a portion of the company’s profits, usually through dividends. Bonds are debt securities issued by corporations or governments, where the investor lends money in exchange for periodic interest payments and the return of the bond’s face value at maturity.
Travel insurance generally covers a range of unexpected events, including trip cancellations or interruptions, medical emergencies, lost or delayed luggage, and travel delays. Some policies may also include coverage for rental car damage, emergency evacuations, and 24/7 assistance services. It’s important to review the specific policy details to understand what is and isn’t covered.
Critical illness insurance usually covers major health conditions such as cancer, heart attack, stroke, kidney failure, major organ transplants, and multiple sclerosis. The specific illnesses covered can vary by policy, so it’s important to review the policy’s list of covered conditions.
The duration of disability insurance benefits depends on the policy terms. Short-term disability insurance typically provides benefits for a few months to a year, while long-term disability insurance can offer benefits for several years or until retirement age, depending on the policy’s specifications.
An emergency fund is a savings reserve set aside to cover unexpected expenses, such as medical bills, car repairs, or job loss. Financial experts typically recommend saving three to six months’ worth of living expenses in an emergency fund to ensure financial stability during unforeseen circumstances.
Still have any questions?
Get Your Personalized Insurance Quote Now
Your life is unique, and your insurance should be too. Use our quick and easy quote form to get a personalized plan that fits your needs perfectly.
Insurance Tips & Expert Advice for a Safer Future
Explore expert tips, insights, and stories designed to help you make confident insurance decisions, our blog is here to guide you every step of the way.
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